Arizona Department of Economic Security calculates your weekly benefit at approximately 1/25 of your wages in the highest base period quarter, up to $320/week and with a floor of $187/week. At $320 maximum, Arizona's cap is lower than most Sun Belt peers β Nevada pays up to $631 Colorado up to $844. But the $187 minimum is among the highest floors in the region. With 26 weeks maximum and a waiting week, Arizona's total potential benefit is up to $8,125 at the maximum ($320 Γ 25 payable weeks after the waiting week).
- Weekly benefit β highest quarter wages Γ· 25, capped at $320 and floored at $187.
- 26 weeks maximum with one unpaid waiting week β effectively 25 payable weeks, totaling up to $8,000 at the cap.
- Arizona's $187 floor protects low-wage workers β every qualifying claimant receives at least $187/week.
Always verify exact numbers, deadlines, and forms on the Arizona Department of Economic Security's official website β this page provides general guidance, not state-specific legal advice.
The Calculation
Take your wages in your single highest-earning base period quarter and divide by 25 β that is your weekly benefit amount. If your best quarter was $8,000, your weekly benefit is $8,000 Γ· 25 = $320 (at the cap). If it was $5,000, your benefit is $5,000 Γ· 25 = $200. Workers earning $8,000 or more in their highest quarter hit the $320 maximum. Your Arizona DES monetary determination letter shows the base period wages on file β appeal within 15 days if any quarter is incorrect.
Partial Benefits During Work
Report gross earnings each bi-weekly certification in UInteract. Arizona allows a disregard before reducing benefits β earnings above the disregard reduce your weekly benefit dollar-for-dollar. Report accurately: Arizona DES cross-matches certification records against employer quarterly wage filings.
Frequently Asked Questions
- I earned $60,000/year in Scottsdale. Arizona UI is only $320/week β is that right?
- Yes. At $60,000/year, your quarterly earnings were approximately $15,000 β well above the threshold that triggers Arizona's $320 cap. Your replacement rate is about 27% of prior weekly earnings. Arizona's cap is one of the lower maximums in the country. Financial planning during your Arizona job search should account for a significant income gap between your prior salary and the $320/week maximum. Seeking supplemental income through part-time work while certifying accurately is one approach.
- My Arizona DES determination shows wages from only 3 of my 4 base period quarters. What happened?
- Wage data gaps occur when employers file quarterly reports late, or when there is a payroll system change. Appeal within 15 days with your W-2 and pay stubs for the missing quarter. DES will request verification from the employer's records. Correcting a missing quarter can increase your weekly benefit significantly β every additional $800 in highest-quarter wages adds approximately $32/week to your benefit up to the $320 cap.
- How does Arizona's earnings disregard work when I have part-time income?
- Arizona allows you to earn a small amount without reducing your UI benefit. Earnings above that disregard reduce your weekly benefit dollar-for-dollar. Report exact gross earnings in each UInteract bi-weekly certification. Even when part-time earnings reduce your benefit to zero for a specific week, certify accurately and continue β those weeks preserve your remaining entitlement.
- Arizona's $187 minimum is my benefit. How was that calculated?
- The $187 minimum applies when the standard formula (highest quarter Γ· 25) produces a result below $187. This happens when your highest base period quarter wages were below approximately $4,675. Every qualifying Arizona claimant receives at least $187/week regardless of how low their base period wages were. The minimum is set by Arizona statute and does not vary by case.
- I worked in Arizona for only 4 months before my layoff. Will my quarterly wages be enough?
- Four months spans parts of two calendar quarters. If your earnings in either or both of those quarters are sufficient, you may qualify. With 4 months of full-time work at Arizona minimum wage ($14.35/hour in 2024), your earnings across two quarters would be approximately $11,450 β well above the $7,000 threshold. Your weekly benefit would be your highest quarter wages Γ· 25, which at $5,750 highest quarter = $230/week. File through UInteract and DES will calculate from your actual wage records.